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Connecting with Brad is a real breeze. We are pleased to offer a number of easy-to-use contact methods, right here on our website. Don’t hesitate to click below and use a method best suited for you at this time.

Client Testimonials
Overlay | Welcome to Brad Wadden Mortgage Broker Services
I’m Brad Wadden. Welcome to my website and feel free to contact me at anytime. I’m pleased to offer mortgage products and financial services for the masses. My background consists of two decades of experience and the best credentials and educational background to deliver results for clients. Click below to learn more.

About Brad Wadden
Do you know that The Mortgage Centre was Canada’s first national mortgage broker organization? We are the country’s largest and forth-leading financial services firm with the best talent, working exclusively just for you. Click below to learn more!

About The Mortgage Centre
Most businesses in Canada are required by PIPEDA to maintain and disclose a Privacy Policy for our website visitors. As a result, we outline exactly how we use, process, maintain and destroy your personal information while visiting our website. Click below for details.

Glossary of Terms
We are pleased to offer a glossary of terms together with an explanation of their meaning, which will help you interpret some of the lingo used throughout the financial services industry.

Our F.A.Q's
We are pleased to present our testimonials of customers written or spoken statements extolling the virtue of our service. Please don’t hesitate to click below for more information.

Client Testimonials
Millions of people in North America use social media to share information and make connections. On a personal level, social media allows you to communicate with friends and family, on a business level, it allows all of us to compete equally. I’m available and ready to be of service through major social media platforms.

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Frequently Asked Questions

Asking the right questions is very important. It helps you uncover some of the challenges you’re facing and generate better solutions to solve those problems. We're all spending too much time and energy solving the first iteration of a challenge with the first idea we have. That's both limiting and counterproductive. As a result, we have included answers to some of your most frequently asked questions, below.

If you don’t find answers to your questions here, don’t hesitate to contact Brad Wadden by filling in the form to your left or by selecting one of our convenient contact methods. Danny will respond to your inquiry as soon as possible and ensure your question is added to our FAQ’s list for future reference.

What's your Address?

Our Office is located at: 19 Katherine Ave, Moncton, NB E1C 7M7

We are pleased to offer several office locations throughout the region to help serve you better.

An online list of our offices can be found by following this shortend link: http://surl.li/jznze

What are your Business Hours?

We are ready and available to be of service, seven days a week from 08:00 – 20:00. Don’t hesitate to contact me by filling in our quick-contact form to your left and I will be pleased to reach out to you. Contact methods are also available for your convenience by clicking below.

How are you Paid for your Service?

The lender pays mortgage brokers a commission once the mortgage has funded and there are no costs to client.

Fixed Vs. Variable - Which is Best?

A fixed rate means your mortgage will always have a pre-agreed to interest rate irrespective of changes in our economy. On the other hand, an adjustable rate can be changed in relation to market conditions.

If you wish to remain in a stable market and don’t want to deal with uncertainty, it’s advised to take the road to a fixed rate mortgage. But if you have sufficient financial resources to absorb an increase in your monthly payments, and feel that interest rates will decline in the future, then an adjustable rate mortgage might be a better option for you.

Although these FAQ would have given you some idea about taking a mortgage, you should try to understand all these concepts in detail to make a sound decision. Take help of a mortgage broker or your financial adviser before you finalize a deal.

How do I Order a Payoff Quote?

There's a process to getting the mortgage payoff statement. First, you'll need to contact us and let us know you want the information. Depending on your lender, you may have to sign in to an online account, call a helpline, or send a formal letter to start the request process.

What is an Escrow Account?

Escrow refers to a neutral third party holding assets or funds before they are transferred from one party in a transaction to another. The third party holds the funds until both buyer and seller have fulfilled their contractual requirements.

What are your Service Fees?

Mortgage brokers will secure a deal with a lender on the buyer's behalf, and then the lender will pay the broker a commission for securing the deal. This fee is a one-time payment, although there are times that a broker will receive an additional amount should the borrower renew their mortgage at the end of the term.

Which Mortgage Type Should I Get?

Conventional mortgages are the most common type of mortgage. That said, conventional loans may have different requirements for a borrower's minimum credit score and debt-to-income (DTI) ratio than other loan options.

Will Payments Change During the Term?

If you're on a fixed rate mortgage, your payments shouldn't change for now. However, if you're coming to the end of your fixed rate term, you can speak to a mortgage advisor about re-mortgaging before the rates increase again. It's worth doing it as soon as possible.

Download My Application

Our Apple and Android app makes it easy to stress test your mortgage, estimate closing costs, compare options side-by-side, search for the best mortgage rates, email summary reports and is available in several languages including French, Chinese, Hindi and Spanish.

Brad Wadden |  The Mortgage Centre App


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