Hammonds Plains was originally established in 1815 as settle for refugees from the war of 1812 when a group of hundreds moved to the area immediately north of the then 34 year old logging and farming community of Hammonds Plains.
Hammonds Plains is a picturesque community, multicultural and a great place to live and raise a family. We are fortunate and very proud to be part of the Hammond Plains community and will continue to ensure this community continues to thrive for many years to come. As a result, we have your best interest in mind when it’s for a mortgage in Hammonds Plains or other financial service. Don’t hesitate o reach out us if you require assistance. We are here to help.
Repeat home buyers should take some extra time to consider that they are getting the best possible deal, regardless of the fact that they have a mortgage with an existing lender. In some cases lenders may use this a bargaining chip against the client, and see this an opportunity to renew the mortgage with penalties at times and/or a higher rate.
This will eventually cost the client thousands of dollars more, then if the were to payout their existing mortgage, and take full advantage of lower rates.
In order to avoid this, a repeat home buyer, should take the necessary time to fully understand the calculations so that they could perform a proper assessment. In case the current rate of the repeat buyer on their existing home is comparable to current rates, the above would not necessarily apply and it may benefit the client to remain with their existing lender.
Another point we should make is that a repeat buyer should also take into consideration, before making a decision on their new purchase and mortgage, is whether or not the product they current have with their lender is the right product for them. There are variations of products in the marketplace which can be of some significant help in paying off your mortgage quickly.
If you have questions, comments, concerns we have an open line policy, at all times. Don’t hesitate to click below and learn more about our communication options. We look forward to hearing from you!
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